www.limtonpay.ca - Privacy Policy

Introduction

This Privacy Policy outlines Limton Payment Solutions ("we", "our", or "the Company") practices regarding the collection, use, storage, and disclosure of personal information from users who access our website at www.limtonpay.ca ("Site") or otherwise share personal information with us (collectively: "Users").

Grounds for Data Collection

Processing your personal information (any information that may allow your identification with reasonable means; hereinafter "Personal Information") is necessary for fulfilling our contractual obligations towards you, providing you with our services, protecting our legitimate interests, and complying with legal and financial regulatory obligations to which we are subject.

When you use the Site, you consent to the collection, storage, use, disclosure, and other uses of your Personal Information as described in this Privacy Policy. We encourage you to read this policy carefully and make informed decisions.

What Information Do We Collect?

We collect two types of information from our users:

• Non-personal Information:
  This refers to unidentifiable information collected via the Site, including aggregated usage data and technical information transmitted by your device (e.g., browser type, operating system, language preference, access time). We use this information to improve the functionality and user experience of the Site. Non-personal Information may include your browsing activity on the Site (e.g., pages viewed, clicks, actions).

• Personal Information:
  This includes identifiable information such as:
• Device Information: Geolocation data, IP address, unique identifiers (e.g., MAC address, UUID), and other information related to your activity on the Site.
• Registration Information: Full name, email address, physical address, and other relevant details provided during registration.

How Do We Receive Information About You?

We collect Personal Information from:

• Voluntary submissions when you register on our Site.
• Your use or access of our Site and services.
• Third-party providers, services, and public registers (e.g., traffic analytics vendors).

How We Use Information

We do not rent, sell, or share Users' information with third parties except as described in this Privacy Policy. The information we collect may be used for the following purposes:

• Communication: Sending notices regarding our services, providing technical information, and responding to customer service requests.
• Updates: Keeping you informed of the latest services, updates, and promotions.
• Advertisements: Displaying advertisements relevant to you while using the Site.
• Analytics: Conducting statistical and analytical purposes to improve the Site.

Additionally, we may transfer or disclose Personal Information to our subsidiaries, affiliated companies, and subcontractors for:

• Hosting and operating the Site.
• Providing you with services and personalizing your experience.
• Storing and processing data on our behalf.
• Serving you with advertisements and measuring their effectiveness.
• Conducting research, diagnostics, and analytics.
• We may also disclose Personal Information if required to:
• Comply with legal obligations.
• Investigate or prevent fraud or illegal activities.
• Protect the rights, property, or safety of Limton Payment Solutions, our users, or others.
• Enforce our policies, including investigating violations.

User Rights

Under applicable privacy laws, including PIPEDA, you have the following rights regarding your Personal Information:

• Access: Request confirmation of whether your Personal Information is being processed and access to it.
• Copy: Receive a copy of Personal Information you provided in a structured, machine-readable format.
• Correction: Request rectification of incomplete or inaccurate Personal Information.
• Erasure: Request deletion of your Personal Information, subject to certain regulatory requirements.
• Objection: Object to the processing of your Personal Information.
• Restriction: Request to limit the processing of your Personal Information.
• Complaint: Lodge a complaint with a supervisory authority.

To exercise any of these rights, please contact our Data Protection Officer (DPO) at:
support@limtonpay.ca

Retention of Personal Information

We retain your Personal Information only as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our policies. Retention periods are determined by the nature of the information collected and the purposes for which it is used, with consideration of legal requirements for record retention.

Cookies

We and our partners use cookies and similar technologies in connection with our Site and services. Cookies are small data files stored on your device that help us improve navigation, remember preferences, and enhance your overall experience. Types of cookies used include:

1. Session Cookies: Temporary cookies that are deleted when the browser is closed.
2. Persistent Cookies: Remain on your device between sessions to store preferences.
3. Third-Party Cookies: Set by external services such as analytics companies to monitor web traffic.

Cookies do not contain identifiable information, but Personal Information we store about you may be linked to data obtained from cookies. You can disable cookies through your browser settings, though some Site features may not function properly if cookies are disabled.

We also use Google Analytics to analyze usage patterns on the Site. Google Analytics does not collect personally identifiable information and its usage is governed by Google's Privacy Policy.

Third-Party Collection of Information

This Privacy Policy covers only our collection and use of your information. If you disclose information to other parties or websites, different rules may apply to their use of your data. We encourage you to read the terms and privacy policies of third-party sites before sharing personal information.

How We Safeguard Your Information

We take the security of your information seriously and employ industry-standard procedures and policies to protect it from unauthorized access or misuse. While we take reasonable steps to safeguard your data, we cannot guarantee complete security against breaches.

Transfer of Data Outside Canada

Some data recipients may be located outside Canada or the European Economic Area (EEA). In such cases, we will ensure that the transfer of data complies with applicable regulations, including entering legal agreements that provide an adequate level of data protection.

Advertisements

We may use third-party advertising technology to display ads on the Site. These third-party technologies may use information regarding your activity on the Site to serve ads. You can opt-out of certain third-party ad networks through the Network Advertising Initiative (NAI) or the Digital Advertising Alliance (DAA) websites.

Marketing

We may use your Personal Information, such as your name and email address, to provide you with promotional materials about our services. You may unsubscribe from marketing emails at any time, and we will remove you from our distribution list. However, you may still receive non-marketing emails, such as service updates and notices.

Corporate Transactions

In the event of a corporate transaction (e.g., merger, consolidation, or sale), your information may be transferred to the acquiring company. The new entity will assume the rights and obligations as outlined in this Privacy Policy.

Minors

Our Site is not intended for children, and we do not knowingly collect Personal Information from minors. If a parent or guardian becomes aware that their child has provided us with Personal Information, they should contact us at support@limtonpay.ca, and we will take steps to delete such information.

Updates to this Privacy Policy

We may update this Privacy Policy periodically. Any changes will take effect immediately upon posting the revised policy on the Site. Continued use of the Site following such changes indicates your acceptance of the updated terms.

How to Contact Us

For general questions about the Site or to inquire about the information we collect, contact us at: support@limtonpay.ca

What information we collect?

We collect two types of data and information from Users. 

The first type of information is un-identified and non-identifiable information pertaining to a User(s), which may be made available or gathered via your use of the Site (“ Non-personal Information ”). We are not aware of the identity of a User from which the Non-personal Information was collected. Non-personal Information which is being collected may include your aggregated usage information and technical information transmitted by your device, including certain software and hardware information (e.g. the type of browser and operating system your device uses, language preference, access time, etc.) in order to enhance the functionality of our Site. We may also collect information on your activity on the Site (e.g. pages viewed, online browsing, clicks, actions, etc.).

The second type of information Personal Information which is individually identifiable information, namely information that identifies an individual or may with reasonable effort identify an individual. Such information includes:

• Device Information: We collect Personal Information from your device. Such information includes geolocation data, IP address, unique identifiers (e.g. MAC address and UUID) and other information which relates to your activity through the Site.
• Registration information: When you register to our Site you will be asked to provide us certain details such as: full name; e-mail or physical address, and other information. 

How do we receive information about you?

We receive your Personal Information from various sources:

• When you voluntarily provide us your personal details in order to register on our Site;
• When you use or access our Site in connection with your use of our services;
• From third party providers, services and public registers (for example, traffic analytics vendors).

What information we collect?

We do not rent, sell, or share Users’ information with third parties except as described in this Privacy Policy.

We may use the information for the following:

•  Communicating with you – sending you notices regarding our services, providing you with technical information and responding to any customer service issue you may have;
•  To communicate with you and to keep you informed of our latest updates and services;
•  To serve you advertisements when you use our Site (see more under "Advertisements"); 
•  To market our websites and products (see more under "Marketing"); 
•  Conducting statistical and analytical purposes, intended to improve the Site.

In addition to the different uses listed above, we may transfer or disclose Personal Information to our subsidiaries, affiliated companies and subcontractors.

In addition to the purposes listed in this Privacy Policy, we may share Personal Information with our trusted third party providers, who may be located in different jurisdictions across the world, for any of the following purposes: 

• Hosting and operating our Site;
•  Providing you with our services, including providing a personalized display of our Site;
•  Storing and processing such information on our behalf; 
•  Serving you with advertisements and assist us in evaluating the success of our advertising campaigns and help us retarget any of our users;
•  Providing you with marketing offers and promotional materials related to our Site and services; 
• Performing research, technical diagnostics or analytics;

We may also disclose information if we have good faith to believe that disclosure of such information is helpful or reasonably necessary to: (i) comply with any applicable law, regulation, legal process or governmental request; (ii) enforce our policies (including our Agreement), including investigations of potential violations thereof; (iii) investigate, detect, prevent, or take action regarding illegal activities or other wrongdoing, suspected fraud or security issues; (iv) to establish or exercise our rights to defend against legal claims; (v) prevent harm to the rights, property or safety of us, our users, yourself or any third party; or (vi) for the purpose of collaborating with law enforcement agencies and/or in case we find it necessary in order to enforce intellectual property or other legal rights.

User Rights

You may request to: 

1. Receive confirmation as to whether or not personal information concerning you is being processed, and access your stored personal information, together with supplementary information. 
2.  Receive a copy of personal information you directly volunteer to us in a structured, commonly used and machine-readable format. 
3.  Request rectification of your personal information that is in our control.
4.  Request erasure of your personal information. 
5.  Object to the processing of personal information by us. 
6.  Request to restrict processing of your personal information by us.
7.  Lodge a complaint with a supervisory authority.

However, please note that these rights are not absolute, and may be subject to our own legitimate interests and regulatory requirements. 

If you wish to exercise any of the aforementioned rights, or receive more information, please contact our Data Protection Officer (“DPO”) using the details provided below:

support@limtonpay.ca

Retention

We will retain your personal information for as long as necessary to provide our services, and as necessary to comply with our legal obligations, resolve disputes, and enforce our policies. Retention periods will be determined taking into account the type of information that is collected and the purpose for which it is collected, bearing in mind the requirements applicable to the situation and the need to destroy outdated, unused information at the earliest reasonable time. Under applicable regulations, we will keep records containing client personal data, account opening documents, communications and anything else as required by applicable laws and regulations. 

We may rectify, replenish or remove incomplete or inaccurate information, at any time and at our own discretion.

Cookies

We and our trusted partners use cookies and other technologies in our related services, including when you visit our Site or access our services. 

A "cookie" is a small piece of information that a website assign to your device while you are viewing a website. Cookies are very helpful and can be used for various different purposes. These purposes include allowing you to navigate between pages efficiently, enable automatic activation of certain features, remembering your preferences and making the interaction between you and our Services quicker and easier. Cookies are also used to help ensure that the advertisements you see are relevant to you and your interests and to compile statistical data on your use of our Services. 

The Site uses the following types of cookies:

a. 'session cookies' which are stored only temporarily during a browsing session in order to allow normal use of the system and are deleted from your device when the browser is closed; 

b. 'persistent cookies ' which are read only by the Site, saved on your computer for a fixed period and are not deleted when the browser is closed. Such cookies are used where we need to know who you are for repeat visits, for example to allow us to store your preferences for the next sign-in; 

c. 'third party cookies' which are set by other online services who run content on the page you are viewing, for example by third party analytics companies who monitor and analyze our web access.

Cookies do not contain any information that personally identifies you, but Personal Information that we store about you may be linked, by us, to the information stored in and obtained from cookies. You may remove the cookies by following the instructions of your device preferences; however, if you choose to disable cookies, some features of our Site may not operate properly and your online experience may be limited.

We also use a tool called “Google Analytics” to collect information about your use of the Site. Google Analytics collects information such as how often users access the Site, what pages they visit when they do so, etc. We use the information we get from Google Analytics only to improve our Site and services. Google Analytics collects the IP address assigned to you on the date you visit sites, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Google’s ability to use and share information collected by Google Analytics about your visits to this Site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy .

Third party collection of information

Our policy only addresses the use and disclosure of information we collect from you. To the extent you disclose your information to other parties or sites throughout the internet, different rules may apply to their use or disclosure of the information you disclose to them. Accordingly, we encourage you to read the terms and conditions and privacy policy of each third party that you choose to disclose information to. 

This Privacy Policy does not apply to the practices of companies that we do not own or control, or to individuals whom we do not employ or manage, including any of the third parties which we may disclose information as set forth in this Privacy Policy. 

How do we safeguard your information?

We take great care in implementing and maintaining the security of the Site and your information. [explain about your security practices, such as: we employ industry standard procedures and policies to ensure the safety of the information we collect and retain, and prevent unauthorized use of any such information, and we require any third party to comply with similar security requirements, in accordance with this Privacy Policy] . Although we take reasonable steps to safeguard information, we cannot be responsible for the acts of those who gain unauthorized access or abuse our Site, and we make no warranty, express, implied or otherwise, that we will prevent such access.

Transfer of data outside the EEA 

Please note that some data recipients may be located outside the EEA. In such cases we will transfer your data only to such countries as approved by the European Commission as providing adequate level of data protection, or enter into legal agreements ensuring an adequate level of data protection.

Advertisement

We may use a third-party advertising technology to serve advertisements when you access the Site. This technology uses your information with regards to your use of the Services to serve advertisements to you (e.g., by placing third-party cookies on your web browser). 

You may opt-out of many third-party ad networks, including those operated by members of the Network Advertising Initiative ("NAI") and the Digital Advertising Alliance ("DAA"). For more information about this practice by NAI and DAA members, and your choices regarding having this information used by these companies, including how to opt-out of third-party ad networks operated by NAI and DAA members, please visit their respective websites: http://optout.networkadvertising.org/#!/ and http://optout.aboutads.info/#!/ .

Marketing

We may use your Personal Information, such as your name, email address, telephone number, etc. ourselves or by using our third party subcontractors for the purpose of providing you with promotional materials, concerning our services, which we believe may interest you. 

Out of respect to your right to privacy we provide you within such marketing materials with means to decline receiving further marketing offers from us. If you unsubscribe we will remove your email address or telephone number from our marketing distribution lists. 

Please note that even if you have unsubscribed from receiving marketing emails from us, we may send you other types of important e-mail communications without offering you the opportunity to opt out of receiving them. These may include customer service announcements or administrative notices.

Corporate transaction

We may share information in the event of a corporate transaction (e.g. sale of a substantial part of our business, merger, consolidation or asset sale). In the event of the above, the transferee or acquiring company will assume the rights and obligations as described in this Privacy Policy.

Minors

We understand the importance of protecting children’s privacy, especially in an online environment. The Site is not designed for or directed at children. Under no circumstances shall we allow use of our services by minors without prior consent or authorization by a parent or legal guardian. We do not knowingly collect Personal Information from minors. If a parent or guardian becomes aware that his or her child has provided us with Personal Information without their consent, he or she should contact us at support@limtonpay.ca .

Updates or amendments to this Privacy Policy

We reserve the right to periodically amend or revise the Privacy Policy; material changes will be effective immediately upon the display of the revised Privacy policy. The last revision will be reflected in the "Last modified" section. Your continued use of the Platform, following the notification of such amendments on our website, constitutes your acknowledgment and consent of such amendments to the Privacy Policy and your agreement to be bound by the terms of such amendments.

How to contact us

If you have any general questions about the Site or the information we collect about you and how we use it, you can contact us at support@limtonpay.ca .

Last Modified May 21, 2024.